Very simply, selling with interest-free credit is a huge incentive for customers to buy.
Sales can increase by 35% because of this simple offering.
With our scheme sellers can literally start to offer interest-free options to their customers within a few hours.

Interest-free sales for your Products & Services.

Customer Journey:
How does it work from the buyer’s perspective?
In simple terms your products and services are available online in a virtual warehouse.
When a customer wants to use the interest-free option you send them a link via email or text, from which they apply for the credit (96% of applications are approved). Once the credit is approved and accepted by the customer, the seller is immediately notified and the product or service can be released or delivered to the buyer.
The whole process takes less than a few minutes.

  • The buyer receives a Wafit link.
  • The buyer applies for the loan
  • The seller is notified when a successful application has been made.

We Aim for Excellence

We Build Partnerships

Guided by Commitment

A Team of Professionals

Up to 12 months interest-free credit for your customers*   

*Subject to status you can offer up to 12 months interest-free credit to your customers. Directly from your store,  online shop, or website.

Seller Journey:
How does it work from the seller’s perspective?

  • The seller subscribes to one of our options (whichever meets their needs best).
  • An account is created instantly.
  • Products and services can be added to their virtual product warehouse. As soon as these are entered, they are eligible for the interest-free scheme.
  • Once a customer has made a successful purchase, the seller is notified immediately and can deliver or complete the product or service.
  • Purchases made via the scheme are paid to the seller once delivery, collection or service has been made. Payments are normally within 24 hours (during busy weekends this may take a little longer).
  • The seller keeps the payment even if the buyer defaults on the credit scheme.

View all of our options on our services page.

We pride ourselves on flexibility, we will assist and help wherever necessary, with your offers, pricing and product & service warehouse.

You can rely on our company to act with complete integrity and professionalism.

We Are Specialists In

What We Do


Accelerated Buying

35% of shoppers are more likely to make a purchase if offered the option to pay in interest-free installment payments.


Virtual Warehousing

Contain and update all of your product & services in your own 'Virtual Warehouse'


Interior Point of sale

Use a QR code at the point of sale and customers can check for eligibility and apply without assistance.


Send links to buyers

Easily send a link from your online warehouse from mobile, email, or display a QR code so the buyer can purchase directly.


Full Website- shop

A web ready Ecommerce website shop online and ready to go with complete checkout.


Snap-it Waf-it

Add a new product or service to your shop in seconds with a snap shot on your mobile